19961 Inks DrTuolumneCA95379
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who treat current yield as secondary to long-run equity growth will find 19961 Inks Dr, Tuolumne, CA, 95379 in Tuolumne worth modelling. At $373,860 with a 7.67% gross yield, the $2,390/mo rent leaves $78/mo after the $1,681/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.42 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $103,291 by year five; $3,443/yr in principal reduction adds further equity. Total projected return: $146,790.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.0% |
| Monthly Cash Flow | $78 | $1,200 |
City averages based on Tuolumne market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,390 |
| Total Monthly Debt Service | $2,164 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2012
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95379, Tuolumne, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,869 (100%) |
| Owner Occupied HU | 1,143 (61.2%) |
| Renter Occupied HU | 494 (26.4%) |
| Vacant Housing Units | 232 (12.4%) |
| Median Home Value | $439,063 |
| Average Home Value | $590,857 |
Housing Distribution
Address Breakdown
Residential
1,245
Single Family
1,211
Multi-Family
34
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2012
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95379, Tuolumne, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,869 (100%) |
| Owner Occupied HU | 1,143 (61.2%) |
| Renter Occupied HU | 494 (26.4%) |
| Vacant Housing Units | 232 (12.4%) |
| Median Home Value | $439,063 |
| Average Home Value | $590,857 |
Housing Distribution
Address Breakdown
Residential
1,245
Single Family
1,211
Multi-Family
34
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jennifer Fong • Keller Williams Realty
Mls Name: MetroList Services of CA
Mls ID: #225050396