1983 S Raintree PlaceSan BernardinoCA92408
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow1983 S Raintree Place, San Bernardino, CA, 92408 in San Bernardino is a top-tier cash-flow asset. At $609,900 it produces $5,520/mo in rent and $1,246/mo in net monthly income, a 10.86% gross rental yield. The DSCR of 2.01 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $14,952. Five-year appreciation adds $168,504, driving a total cumulative return of $313,675.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 4.8% |
| Monthly Cash Flow | $1,246 | $850 |
City averages based on San Bernardino market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $5,520 |
| Total Monthly Debt Service | $4,031 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
2,215 sqft lot
$N/A/sqft
$129 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92408, San Bernardino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,543 (100%) |
| Owner Occupied HU | 1,414 (31.1%) |
| Renter Occupied HU | 2,934 (64.6%) |
| Vacant Housing Units | 195 ( 4.3%) |
| Median Home Value | $461,815 |
| Average Home Value | $465,331 |
Housing Distribution
Address Breakdown
Residential
4,195
Single Family
2,978
Multi-Family
1,217
Businesses
2,218
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
2,215 sqft lot
$N/A/sqft
$129 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92408, San Bernardino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,543 (100%) |
| Owner Occupied HU | 1,414 (31.1%) |
| Renter Occupied HU | 2,934 (64.6%) |
| Vacant Housing Units | 195 ( 4.3%) |
| Median Home Value | $461,815 |
| Average Home Value | $465,331 |
Housing Distribution
Address Breakdown
Residential
4,195
Single Family
2,978
Multi-Family
1,217
Businesses
2,218
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices