198 Bent Tree EstsScott DepotWV25560
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 198 Bent Tree Ests, Scott Depot, WV, 25560 in Scott Depot earns a 8.57% gross yield at $335,000. Rent of $2,393/mo nets $444/mo after the $1,506/mo mortgage. The 1.59 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $92,554 and $3,085/yr in equity accumulation project a total cumulative return of $155,749.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.2% |
| Monthly Cash Flow | $444 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,393 |
| Total Monthly Debt Service | $1,805 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25560, Scott Depot, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,948 (100%) |
| Owner Occupied HU | 2,804 (71.0%) |
| Renter Occupied HU | 875 (22.2%) |
| Vacant Housing Units | 269 ( 6.8%) |
| Median Home Value | $278,708 |
| Average Home Value | $329,729 |
Housing Distribution
Address Breakdown
Residential
3,948
Single Family
3,827
Multi-Family
121
Businesses
310
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1997
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25560, Scott Depot, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,948 (100%) |
| Owner Occupied HU | 2,804 (71.0%) |
| Renter Occupied HU | 875 (22.2%) |
| Vacant Housing Units | 269 ( 6.8%) |
| Median Home Value | $278,708 |
| Average Home Value | $329,729 |
Housing Distribution
Address Breakdown
Residential
3,948
Single Family
3,827
Multi-Family
121
Businesses
310
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: KVBR
Mls ID: #282495