197 Woods LnBruceville EddyTX76630
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow197 Woods Ln, Bruceville Eddy, TX, 76630 in Bruceville Eddy is a top-tier cash-flow asset. At $299,500 it produces $3,473/mo in rent and $1,343/mo in net monthly income, a 13.91% gross rental yield. The DSCR of 2.58 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $16,116. Five-year appreciation adds $82,746, driving a total cumulative return of $201,236.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.9% | 6.2% |
| Monthly Cash Flow | $1,343 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,473 |
| Total Monthly Debt Service | $2,011 |
| DSCR Ratio | 1.73x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
0.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76630, Bruceville, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 727 (100%) |
| Owner Occupied HU | 569 (78.3%) |
| Renter Occupied HU | 108 (14.9%) |
| Vacant Housing Units | 50 ( 6.9%) |
| Median Home Value | $360,323 |
| Average Home Value | $400,655 |
Housing Distribution
Address Breakdown
Residential
649
Single Family
649
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
0.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76630, Bruceville, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 727 (100%) |
| Owner Occupied HU | 569 (78.3%) |
| Renter Occupied HU | 108 (14.9%) |
| Vacant Housing Units | 50 ( 6.9%) |
| Median Home Value | $360,323 |
| Average Home Value | $400,655 |
Housing Distribution
Address Breakdown
Residential
649
Single Family
649
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices