197 Cinema StSacramentoCA95823
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 197 Cinema St, Sacramento, CA, 95823 in Sacramento. Rental yield 6.76%. The 1.25 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $145,048 and $4,835/yr in principal reduction project total return of $163,612.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 4.8% |
| Monthly Cash Flow | $(570) | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,958 |
| Total Monthly Debt Service | $3,319 |
| DSCR Ratio | 0.89x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
3,149 sqft lot
$N/A/sqft
$76 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95823, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,165 (100%) |
| Owner Occupied HU | 11,666 (46.4%) |
| Renter Occupied HU | 12,588 (50.0%) |
| Vacant Housing Units | 911 ( 3.6%) |
| Median Home Value | $407,690 |
| Average Home Value | $420,938 |
Housing Distribution
Address Breakdown
Residential
24,750
Single Family
20,516
Multi-Family
4,234
Businesses
1,598
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
3,149 sqft lot
$N/A/sqft
$76 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95823, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,165 (100%) |
| Owner Occupied HU | 11,666 (46.4%) |
| Renter Occupied HU | 12,588 (50.0%) |
| Vacant Housing Units | 911 ( 3.6%) |
| Median Home Value | $407,690 |
| Average Home Value | $420,938 |
Housing Distribution
Address Breakdown
Residential
24,750
Single Family
20,516
Multi-Family
4,234
Businesses
1,598
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Danzel Ramos • Real Broker
Mls Name: MetroList Services of CA
Mls ID: #226033715