19690 N Highway 99 Unit 7AcampoCA95220
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 19690 N Highway 99 Unit 7, Acampo, CA, 95220 in Acampo earns a 9.47% gross yield at $135,000. Rent of $1,065/mo nets $230/mo after the $607/mo mortgage. The 1.75 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $37,298 and $1,243/yr in equity accumulation project a total cumulative return of $66,002.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.5% |
| Monthly Cash Flow | $230 | $1,200 |
City averages based on Acampo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,065 |
| Total Monthly Debt Service | $781 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1974
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95220, Acampo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,758 (100%) |
| Owner Occupied HU | 1,943 (70.4%) |
| Renter Occupied HU | 655 (23.7%) |
| Vacant Housing Units | 160 ( 5.8%) |
| Median Home Value | $868,680 |
| Average Home Value | $888,764 |
Housing Distribution
Address Breakdown
Residential
2,427
Single Family
2,427
Multi-Family
0
Businesses
122
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1974
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95220, Acampo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,758 (100%) |
| Owner Occupied HU | 1,943 (70.4%) |
| Renter Occupied HU | 655 (23.7%) |
| Vacant Housing Units | 160 ( 5.8%) |
| Median Home Value | $868,680 |
| Average Home Value | $888,764 |
Housing Distribution
Address Breakdown
Residential
2,427
Single Family
2,427
Multi-Family
0
Businesses
122
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cari Ruotolo • HOMWRX
Mls Name: MetroList Services of CA
Mls ID: #226019582