19633 Gunners Branch Rd #511-AGermantownMD20876
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 19633 Gunners Branch Rd #511-A, Germantown, MD, 20876 in Germantown: $2,256/mo in rent, $763/mo net, 11.28% gross yield, all on a $239,999 acquisition. The 2.09 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $66,307 in value, and $2,210/yr in principal paydown steadily builds equity. Projected total cumulative return: $140,165.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 5.8% |
| Monthly Cash Flow | $763 | $1,850 |
City averages based on Germantown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,256 |
| Total Monthly Debt Service | $1,397 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1982
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20876, Germantown, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,415 (100%) |
| Owner Occupied HU | 5,573 (66.2%) |
| Renter Occupied HU | 2,600 (30.9%) |
| Vacant Housing Units | 242 ( 2.9%) |
| Median Home Value | $572,077 |
| Average Home Value | $615,938 |
Housing Distribution
Address Breakdown
Residential
8,804
Single Family
7,208
Multi-Family
1,596
Businesses
354
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1982
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20876, Germantown, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,415 (100%) |
| Owner Occupied HU | 5,573 (66.2%) |
| Renter Occupied HU | 2,600 (30.9%) |
| Vacant Housing Units | 242 ( 2.9%) |
| Median Home Value | $572,077 |
| Average Home Value | $615,938 |
Housing Distribution
Address Breakdown
Residential
8,804
Single Family
7,208
Multi-Family
1,596
Businesses
354
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Hilda Morales • Long & Foster Real Estate, Inc.
Mls Name: Bright MLS
Mls ID: #MDMC2205970