19610 Garman RdGentryAR72734
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play19610 Garman Rd, Gentry, AR, 72734 in Gentry is priced for appreciation, not yield. Rental yield 3.97%. At $599,000 with a 3.97% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $165,493 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.74) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $122,440.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4% | 6.0% |
| Monthly Cash Flow | $(1,621) | $300 |
City averages based on Gentry market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,980 |
| Total Monthly Debt Service | $3,362 |
| DSCR Ratio | 0.59x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
29.76 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72734, Gentry, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,838 (100%) |
| Owner Occupied HU | 2,531 (65.9%) |
| Renter Occupied HU | 1,010 (26.3%) |
| Vacant Housing Units | 297 ( 7.7%) |
| Median Home Value | $229,808 |
| Average Home Value | $382,638 |
Housing Distribution
Address Breakdown
Residential
3,202
Single Family
3,146
Multi-Family
56
Businesses
170
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
29.76 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72734, Gentry, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,838 (100%) |
| Owner Occupied HU | 2,531 (65.9%) |
| Renter Occupied HU | 1,010 (26.3%) |
| Vacant Housing Units | 297 ( 7.7%) |
| Median Home Value | $229,808 |
| Average Home Value | $382,638 |
Housing Distribution
Address Breakdown
Residential
3,202
Single Family
3,146
Multi-Family
56
Businesses
170
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Misti Stephens • Crye-Leike REALTORS, Siloam Springs
Mls Name: ArkansasOne MLS
Mls Provider:
Mls ID: #1310201
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.