2621 Elstar CtCentertonAR72712
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Centerton rental at 2621 Elstar Ct, Centerton, AR, 72712 sits in the solid-income band: 9.95% gross yield, $4,220/mo rent, $1,160/mo net after the $2,290/mo debt service, DSCR 1.84. Entry price of $509,174 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $140,675 and $4,690/yr in principal reduction bring total cumulative return to $267,291.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 6.0% |
| Monthly Cash Flow | $1,160 | $350 |
City averages based on Centerton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,220 |
| Total Monthly Debt Service | $2,858 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72712, Bentonville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,957 (100%) |
| Owner Occupied HU | 8,555 (47.6%) |
| Renter Occupied HU | 7,700 (42.9%) |
| Vacant Housing Units | 1,702 ( 9.5%) |
| Median Home Value | $458,503 |
| Average Home Value | $534,601 |
Housing Distribution
Address Breakdown
Residential
16,470
Single Family
14,789
Multi-Family
1,681
Businesses
2,994
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72712, Bentonville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,957 (100%) |
| Owner Occupied HU | 8,555 (47.6%) |
| Renter Occupied HU | 7,700 (42.9%) |
| Vacant Housing Units | 1,702 ( 9.5%) |
| Median Home Value | $458,503 |
| Average Home Value | $534,601 |
Housing Distribution
Address Breakdown
Residential
16,470
Single Family
14,789
Multi-Family
1,681
Businesses
2,994
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
