19600 State Route 92SusquehannaPA18847
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play19600 State Route 92, Susquehanna, PA, 18847 in Susquehanna is priced for appreciation, not yield. Rental yield 5.52%. At $1,250,000 with a 5.52% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $345,352 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (1.02) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $318,703.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 6.2% |
| Monthly Cash Flow | $(2,444) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,747 |
| Total Monthly Debt Service | $7,694 |
| DSCR Ratio | 0.75x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2013
15.14 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18847, Susquehanna, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,920 (100%) |
| Owner Occupied HU | 1,648 (56.4%) |
| Renter Occupied HU | 542 (18.6%) |
| Vacant Housing Units | 730 (25.0%) |
| Median Home Value | $183,947 |
| Average Home Value | $240,185 |
Housing Distribution
Address Breakdown
Residential
2,337
Single Family
2,219
Multi-Family
118
Businesses
116
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2013
15.14 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18847, Susquehanna, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,920 (100%) |
| Owner Occupied HU | 1,648 (56.4%) |
| Renter Occupied HU | 542 (18.6%) |
| Vacant Housing Units | 730 (25.0%) |
| Median Home Value | $183,947 |
| Average Home Value | $240,185 |
Housing Distribution
Address Breakdown
Residential
2,337
Single Family
2,219
Multi-Family
118
Businesses
116
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sunita Arora • ERA One Source Realty - Lake Ariel
Mls Name: PWAR
Mls Provider:
Mls ID: #PW251789
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.