196 Moon Ridge DrSky ValleyGA30537
INVESTMENT ANALYSIS
Investment Verdict
Solid Income196 Moon Ridge Dr, Sky Valley, GA, 30537 in Sky Valley is a solid income-producing rental, 9.35% gross yield, $5,436/mo rent, $1,166/mo net cash flow on a $698,000 buy. DSCR 1.73 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $192,845 and $6,429/yr in principal reduction project a total cumulative return of $339,485.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.0% |
| Monthly Cash Flow | $1,166 | $1,500 |
City averages based on Sky Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,436 |
| Total Monthly Debt Service | $3,992 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30537, Dillard, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,668 (100%) |
| Owner Occupied HU | 557 (33.4%) |
| Renter Occupied HU | 159 ( 9.5%) |
| Vacant Housing Units | 952 (57.1%) |
| Median Home Value | $299,299 |
| Average Home Value | $364,996 |
Housing Distribution
Address Breakdown
Residential
1,087
Single Family
535
Multi-Family
552
Businesses
96
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30537, Dillard, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,668 (100%) |
| Owner Occupied HU | 557 (33.4%) |
| Renter Occupied HU | 159 ( 9.5%) |
| Vacant Housing Units | 952 (57.1%) |
| Median Home Value | $299,299 |
| Average Home Value | $364,996 |
Housing Distribution
Address Breakdown
Residential
1,087
Single Family
535
Multi-Family
552
Businesses
96
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices