196 Hillside St #1RoxburyMA02120
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 196 Hillside St #1, Roxbury, MA, 02120 in Roxbury delivers $3,881/mo in gross rent and $610/mo in net monthly income at a $519,000 entry. The 8.97% yield and 1.66 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $143,390 over five years and $4,780/yr in equity from loan paydown, total projected return is $236,330.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 5.0% |
| Monthly Cash Flow | $610 | $350 |
City averages based on Roxbury market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,881 |
| Total Monthly Debt Service | $3,065 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1920
948 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02120, Boston, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,439 (100%) |
| Owner Occupied HU | 763 (10.3%) |
| Renter Occupied HU | 5,882 (79.1%) |
| Vacant Housing Units | 794 (10.7%) |
| Median Home Value | $789,195 |
| Average Home Value | $929,920 |
Housing Distribution
Address Breakdown
Residential
5,760
Single Family
1,940
Multi-Family
3,820
Businesses
221
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1920
948 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02120, Boston, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,439 (100%) |
| Owner Occupied HU | 763 (10.3%) |
| Renter Occupied HU | 5,882 (79.1%) |
| Vacant Housing Units | 794 (10.7%) |
| Median Home Value | $789,195 |
| Average Home Value | $929,920 |
Housing Distribution
Address Breakdown
Residential
5,760
Single Family
1,940
Multi-Family
3,820
Businesses
221
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Samuel Tweedale • Boardwalk Properties
Mls Name: MLS PIN
Mls ID: #73430310