196 Bear BndBlairsvilleGA30512
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 196 Bear Bnd, Blairsville, GA, 30512 in Blairsville: $1,357/mo in rent, $303/mo in net income, 10.19% gross yield, 1.89 DSCR, all at $159,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $44,177 in appreciation and $1,473/yr in principal paydown projects total cumulative return of $80,431.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.2% |
| Monthly Cash Flow | $303 | $300 |
City averages based on Blairsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,357 |
| Total Monthly Debt Service | $990 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2010
8,712 sqft lot
$N/A/sqft
$968 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30512, Blairsville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,676 (100%) |
| Owner Occupied HU | 9,130 (62.2%) |
| Renter Occupied HU | 1,800 (12.3%) |
| Vacant Housing Units | 3,746 (25.5%) |
| Median Home Value | $343,417 |
| Average Home Value | $415,680 |
Housing Distribution
Address Breakdown
Residential
11,797
Single Family
11,533
Multi-Family
264
Businesses
697
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2010
8,712 sqft lot
$N/A/sqft
$968 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30512, Blairsville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,676 (100%) |
| Owner Occupied HU | 9,130 (62.2%) |
| Renter Occupied HU | 1,800 (12.3%) |
| Vacant Housing Units | 3,746 (25.5%) |
| Median Home Value | $343,417 |
| Average Home Value | $415,680 |
Housing Distribution
Address Breakdown
Residential
11,797
Single Family
11,533
Multi-Family
264
Businesses
697
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices