19599 NE Godwin LnHosfordFL32334
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow19599 NE Godwin Ln, Hosford, FL, 32334 in Hosford is a top-tier cash-flow asset. At $159,900 it produces $1,721/mo in rent and $660/mo in net monthly income, a 12.91% gross rental yield. The DSCR of 2.39 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $7,916. Five-year appreciation adds $44,177, driving a total cumulative return of $103,435.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.9% | 7.0% |
| Monthly Cash Flow | $660 | $300 |
City averages based on Hosford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,721 |
| Total Monthly Debt Service | $998 |
| DSCR Ratio | 1.73x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1994
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32334, Hosford, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 860 (100%) |
| Owner Occupied HU | 556 (64.7%) |
| Renter Occupied HU | 162 (18.8%) |
| Vacant Housing Units | 142 (16.5%) |
| Median Home Value | $159,444 |
| Average Home Value | $219,807 |
Housing Distribution
Address Breakdown
Residential
666
Single Family
666
Multi-Family
0
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1994
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32334, Hosford, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 860 (100%) |
| Owner Occupied HU | 556 (64.7%) |
| Renter Occupied HU | 162 (18.8%) |
| Vacant Housing Units | 142 (16.5%) |
| Median Home Value | $159,444 |
| Average Home Value | $219,807 |
Housing Distribution
Address Breakdown
Residential
666
Single Family
666
Multi-Family
0
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices