19515 E Sunset CircleCentennialCO80015
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 19515 E Sunset Circle, Centennial, CO, 80015 in Centennial is narrow, $130/mo net on $3,234/mo rent after the $2,125/mo debt service, but the property operates at break-even-plus, not a loss. At $472,500 with a 8.21% yield, the long-run equity case via 5% appreciation ($130,543 over five years) and $4,352/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.52 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $209,301.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 3.8% |
| Monthly Cash Flow | $130 | $1,850 |
City averages based on Centennial market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,234 |
| Total Monthly Debt Service | $2,566 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2018
2,614 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80015, Aurora, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,346 (100%) |
| Owner Occupied HU | 20,030 (79.0%) |
| Renter Occupied HU | 4,796 (18.9%) |
| Vacant Housing Units | 520 ( 2.1%) |
| Median Home Value | $609,666 |
| Average Home Value | $624,761 |
Housing Distribution
Address Breakdown
Residential
25,211
Single Family
22,126
Multi-Family
3,085
Businesses
540
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2018
2,614 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80015, Aurora, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,346 (100%) |
| Owner Occupied HU | 20,030 (79.0%) |
| Renter Occupied HU | 4,796 (18.9%) |
| Vacant Housing Units | 520 ( 2.1%) |
| Median Home Value | $609,666 |
| Average Home Value | $624,761 |
Housing Distribution
Address Breakdown
Residential
25,211
Single Family
22,126
Multi-Family
3,085
Businesses
540
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: REcolorado as distributed by MLS GRID
Mls ID: #4751578