195 W C StGaltCA95632




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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Galt at 195 W C St, Galt, CA, 95632 offers $3,230/mo rent that, after a $2,325/mo payment, leaves $291/mo cash flow. Total monthly income is $3,230/mo, and annual cash flow is $3,497/yr on $157,463 cash. Return on cash invested measures 22.13% in year one, and rental yield stands at 8.16% at a $475,000 entry. Equity gained on principal adds $3,065/yr while 5% annual appreciation compounds into $131,234 by year five. Five-year ROI records 114.75% and total cumulative return in cash reaches $180,691. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $3,230/mo property income versus a $2,325/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1998
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95632, Galt, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,623 (100%) |
| Owner Occupied HU | 7,874 (74.1%) |
| Renter Occupied HU | 2,455 (23.1%) |
| Vacant Housing Units | 294 ( 2.8%) |
| Median Home Value | $573,267 |
| Average Home Value | $591,013 |
Housing Distribution
Address Breakdown
Residential
10,492
Single Family
10,126
Multi-Family
366
Businesses
620
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Listed by: Maritza Salazar • RE/MAX Gold Elk Grove
Mls Name: MetroList Services of CA
Mls ID: #225106169








