195 South RdHolmesNY12531
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Holmes at 195 South Rd, Holmes, NY, 12531 offers $3,600/mo rent that, after a $4,772/mo payment. Total monthly income is $3,600/mo. Return on cash invested measures 9.17% in year one, and rental yield stands at 4.43% at a $975,000 entry. Equity gained on principal adds $6,292/yr while 5% annual appreciation compounds into $269,375 by year five. Five-year ROI records 45.88% and total cumulative return in cash reaches $147,159. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $3,600/mo property income versus a $4,772/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 2024
9 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12531, Holmes, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,344 (100%) |
| Owner Occupied HU | 988 (73.5%) |
| Renter Occupied HU | 180 (13.4%) |
| Vacant Housing Units | 176 (13.1%) |
| Median Home Value | $477,431 |
| Average Home Value | $571,172 |
Housing Distribution
Address Breakdown
Residential
1,201
Single Family
1,181
Multi-Family
20
Businesses
54
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