195 PRINCETON AVE, Wharton, NJ, 07885 | $19/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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195 PRINCETON AVE, Wharton, NJ, 07885 | $19/mo Cash Flow | Ziffy

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Wharton at 195 PRINCETON AVE, Wharton, NJ, 07885 listed at $489,900 pairs $3,511/mo rent with a $2,398/mo payment to leave $19/mo cash flow. Total monthly income runs $3,511/mo, and annual cash flow reaches $227/yr on $162,402 cash to close. Return on cash invested measures 20.05% in year one, and rental yield registers 8.6% at a $489,900 basis. Equity gained on principal adds $3,161/yr, and annual property appreciation at 5% supports $135,350 by year five. Five-year ROI tracks 104.82% and total cumulative return in cash totals $170,225. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $3,511/mo property income relative to a $2,398/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 1959

10,454 sqft lot

$N/A/sqft

No HOA

More details about the property

Fantastic and lovingly maintained 4-bedroom, 1.5-bath split-level home located in Wharton, NJ! This home features hardwood floors throughout the first and second levels, with hardwood also under carpeting. The open floor plan and wraparound deck make it ideal for entertaining and everyday living. The ground level welcomes you with an entry foyer that leads to a spacious family room, along with the fourth bedroom, a powder room, laundry area, and access to the attached one-car garage. Do not miss the Laundry Chute...will make laundry feel easy! The main level offers a large, open living and dining area that flows into the kitchen, creating a warm and inviting space. From here, step onto the wraparound deck complete with dual staircases perfect for enjoying the backyard or accessing the walkway from the driveway. Upstairs, you'll find three comfortable bedrooms and the full main bath with tub/shower, along with access to attic storage. Additional highlights include public utilities, a prime commuter location, and proximity to local shopping, parks, and schools.This well-cared-for home is a true gem! Do not miss your opportunity, this one will not last!

Neighborhood Data

Neighborhood data shown for ZIP Code: 07885, Wharton, NJ area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,971 (100%)
Owner Occupied HU	3,052 (61.4%)
Renter Occupied HU	1,587 (31.9%)
Vacant Housing Units	332 ( 6.7%)
Median Home Value	$417,827
Average Home Value	$454,671