195 North StreetCobleskillNY12043








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Cobleskill at 195 North Street, Cobleskill, NY, 12043 with 5% annual appreciation on a $159,900 basis while $2,707/mo rent supports operations. Total monthly income totals $2,707/mo and a $783/mo payment preserves $1,639/mo for cash returns. Annual cash flow comes to $19,666/yr on $53,007 deployed, and return on cash invested reaches 57.01% in year one. Equity gained on principal adds $1,032/yr, and five-year appreciation sums $44,177 alongside rental yield of 20.32%. Five-year ROI measures 302.44% and total cumulative return in cash totals $160,314.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,707/mo property income versus a $783/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1970
0.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12043, Cobleskill, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,624 (100%) |
| Owner Occupied HU | 1,871 (51.6%) |
| Renter Occupied HU | 1,259 (34.7%) |
| Vacant Housing Units | 494 (13.6%) |
| Median Home Value | $193,101 |
| Average Home Value | $225,832 |
Housing Distribution
Address Breakdown
Residential
3,127
Single Family
3,004
Multi-Family
123
Businesses
345
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Listed by: Matthew Loder • Country Boy Realty
Mls Name: Global MLS
Mls ID: #202518267








