195 Hillside LnSaylorsburgPA18353
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSteady, low-maintenance, and fundable: 195 Hillside Ln, Saylorsburg, PA, 18353 in Saylorsburg at $400,000. Rental yield 7.13%. The 7.13% yield and 1.32 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $110,513 by year five, and $3,684/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $134,122.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 6.2% |
| Monthly Cash Flow | $(285) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,377 |
| Total Monthly Debt Service | $2,503 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18353, Saylorsburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,985 (100%) |
| Owner Occupied HU | 3,901 (78.3%) |
| Renter Occupied HU | 640 (12.8%) |
| Vacant Housing Units | 444 ( 8.9%) |
| Median Home Value | $342,461 |
| Average Home Value | $360,863 |
Housing Distribution
Address Breakdown
Residential
4,499
Single Family
4,499
Multi-Family
0
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18353, Saylorsburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,985 (100%) |
| Owner Occupied HU | 3,901 (78.3%) |
| Renter Occupied HU | 640 (12.8%) |
| Vacant Housing Units | 444 ( 8.9%) |
| Median Home Value | $342,461 |
| Average Home Value | $360,863 |
Housing Distribution
Address Breakdown
Residential
4,499
Single Family
4,499
Multi-Family
0
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Paul Jared Zwack • exp Realty, LLC - Philadelphia
Mls Name: PMAR
Mls Provider:
Mls ID: #PM-120028
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