19480 N Us Highway 441MicanopyFL32667
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow19480 N Us Highway 441, Micanopy, FL, 32667 in Micanopy is a top-tier cash-flow asset. At $239,800 it produces $2,700/mo in rent and $1,109/mo in net monthly income, a 13.51% gross rental yield. The DSCR of 2.50 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $13,304. Five-year appreciation adds $66,252, driving a total cumulative return of $162,792.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.5% | 6.0% |
| Monthly Cash Flow | $1,109 | $500 |
City averages based on Micanopy market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,700 |
| Total Monthly Debt Service | $1,496 |
| DSCR Ratio | 1.80x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1997
1.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32667, Micanopy, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,376 (100%) |
| Owner Occupied HU | 1,716 (72.2%) |
| Renter Occupied HU | 373 (15.7%) |
| Vacant Housing Units | 287 (12.1%) |
| Median Home Value | $375,414 |
| Average Home Value | $374,668 |
Housing Distribution
Address Breakdown
Residential
1,737
Single Family
1,737
Multi-Family
0
Businesses
124
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1997
1.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32667, Micanopy, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,376 (100%) |
| Owner Occupied HU | 1,716 (72.2%) |
| Renter Occupied HU | 373 (15.7%) |
| Vacant Housing Units | 287 (12.1%) |
| Median Home Value | $375,414 |
| Average Home Value | $374,668 |
Housing Distribution
Address Breakdown
Residential
1,737
Single Family
1,737
Multi-Family
0
Businesses
124
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices