1945 Torrey DrOrlandoFL32818
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 1945 Torrey Dr, Orlando, FL, 32818 in Orlando at $392,000 earns $2,702/mo in rent and nets $85/mo after the $1,763/mo payment, a 8.27% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $108,302 over five years. Ziffy Mortgage underwrites this on a 1.53 DSCR without U.S. credit history. With $3,610/yr in principal paydown, total projected return reaches $154,943.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.1% |
| Monthly Cash Flow | $85 | $1,850 |
City averages based on Orlando market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,702 |
| Total Monthly Debt Service | $2,461 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
7,001 sqft lot
$N/A/sqft
$16 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32818, Orlando, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,362 (100%) |
| Owner Occupied HU | 9,561 (58.4%) |
| Renter Occupied HU | 6,231 (38.1%) |
| Vacant Housing Units | 570 ( 3.5%) |
| Median Home Value | $345,214 |
| Average Home Value | $471,163 |
Housing Distribution
Address Breakdown
Residential
16,052
Single Family
12,589
Multi-Family
3,463
Businesses
517
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
7,001 sqft lot
$N/A/sqft
$16 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32818, Orlando, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,362 (100%) |
| Owner Occupied HU | 9,561 (58.4%) |
| Renter Occupied HU | 6,231 (38.1%) |
| Vacant Housing Units | 570 ( 3.5%) |
| Median Home Value | $345,214 |
| Average Home Value | $471,163 |
Housing Distribution
Address Breakdown
Residential
16,052
Single Family
12,589
Multi-Family
3,463
Businesses
517
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Louis Alcin • FHG REALTY, LLC
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #O6326412
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