1945 Pennsylvania AveAllentownPA18109
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1945 Pennsylvania Ave, Allentown, PA, 18109 in Allentown speaks for itself: 10.42% gross on a $382,000 price, generating $2,584/mo in rent and $715/mo in net income after the $1,718/mo debt service. DSCR 1.50, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,578 stacks alongside $105,540 in projected five-year appreciation and $3,518/yr in principal reduction. Projected total cumulative return: $150,651.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 5.2% |
| Monthly Cash Flow | $715 | $850 |
City averages based on Allentown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,584 |
| Total Monthly Debt Service | $2,351 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
10,149 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
10,149 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Timothy Getz • RE/MAX Real Estate
Mls Name: GLVR
Mls Provider:
Mls ID: #757159
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.