1940 E French Camp RdMantecaCA95336
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 1940 E French Camp Rd, Manteca, CA, 95336 in Manteca offers a clean, manageable entry. Rental yield 6.27%. DSCR 1.16 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $285,951 in additional property value over five years, with $9,532/yr in principal equity building ownership stake. Total projected cumulative return: $328,467.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 7.5% |
| Monthly Cash Flow | $(994) | $200 |
City averages based on Manteca market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,408 |
| Total Monthly Debt Service | $5,991 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1947
4.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95336, Manteca, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,169 (100%) |
| Owner Occupied HU | 11,028 (64.2%) |
| Renter Occupied HU | 5,483 (31.9%) |
| Vacant Housing Units | 658 ( 3.8%) |
| Median Home Value | $579,890 |
| Average Home Value | $595,678 |
Housing Distribution
Address Breakdown
Residential
16,886
Single Family
15,121
Multi-Family
1,765
Businesses
1,283
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1947
4.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95336, Manteca, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,169 (100%) |
| Owner Occupied HU | 11,028 (64.2%) |
| Renter Occupied HU | 5,483 (31.9%) |
| Vacant Housing Units | 658 ( 3.8%) |
| Median Home Value | $579,890 |
| Average Home Value | $595,678 |
Housing Distribution
Address Breakdown
Residential
16,886
Single Family
15,121
Multi-Family
1,765
Businesses
1,283
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices