194 Park RoadBarkhamstedCT06063
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow194 Park Road, Barkhamsted, CT, 06063 in Barkhamsted is a top-tier cash-flow asset. At $130,000 it produces $2,983/mo in rent and $1,958/mo in net monthly income, a 27.54% gross rental yield. The DSCR of 5.10 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $23,496. Five-year appreciation adds $35,917, driving a total cumulative return of $176,249.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 27.5% | 5.5% |
| Monthly Cash Flow | $1,958 | $1,200 |
City averages based on Barkhamsted market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,983 |
| Total Monthly Debt Service | $973 |
| DSCR Ratio | 3.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1957
6 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06063, Barkhamsted, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,440 (100%) |
| Owner Occupied HU | 1,216 (84.4%) |
| Renter Occupied HU | 139 ( 9.7%) |
| Vacant Housing Units | 85 ( 5.9%) |
| Median Home Value | $363,246 |
| Average Home Value | $410,080 |
Housing Distribution
Address Breakdown
Residential
1,287
Single Family
1,287
Multi-Family
0
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1957
6 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06063, Barkhamsted, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,440 (100%) |
| Owner Occupied HU | 1,216 (84.4%) |
| Renter Occupied HU | 139 ( 9.7%) |
| Vacant Housing Units | 85 ( 5.9%) |
| Median Home Value | $363,246 |
| Average Home Value | $410,080 |
Housing Distribution
Address Breakdown
Residential
1,287
Single Family
1,287
Multi-Family
0
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Scott Holmes • William Pitt Sotheby's Int'l
Mls Name: Smart MLS
Mls Provider:
Mls ID: #24099956
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.