19351 S Reynolds AveDos PalosCA93620
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 19351 S Reynolds Ave, Dos Palos, CA, 93620 in Dos Palos. Rental yield 4.35%. At $728,000 with 4.35% gross yield, current distributions are modest, but the 5% appreciation rate projects $201,133 in new equity by year five, complemented by $6,705/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.81) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $156,088.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.4% | 6.0% |
| Monthly Cash Flow | $(1,864) | $800 |
City averages based on Dos Palos market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,640 |
| Total Monthly Debt Service | $4,214 |
| DSCR Ratio | 0.63x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
19.63 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93620, Dos Palos, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,444 (100%) |
| Owner Occupied HU | 1,848 (53.7%) |
| Renter Occupied HU | 1,382 (40.1%) |
| Vacant Housing Units | 214 ( 6.2%) |
| Median Home Value | $433,077 |
| Average Home Value | $475,042 |
Housing Distribution
Address Breakdown
Residential
3,260
Single Family
3,223
Multi-Family
37
Businesses
211
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
19.63 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93620, Dos Palos, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,444 (100%) |
| Owner Occupied HU | 1,848 (53.7%) |
| Renter Occupied HU | 1,382 (40.1%) |
| Vacant Housing Units | 214 ( 6.2%) |
| Median Home Value | $433,077 |
| Average Home Value | $475,042 |
Housing Distribution
Address Breakdown
Residential
3,260
Single Family
3,223
Multi-Family
37
Businesses
211
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices