1929 Witcher Creek RdBelleWV25015
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 1929 Witcher Creek Rd, Belle, WV, 25015 in Belle is listed at $109,000 and delivers $854/mo in rent and $223/mo in net monthly cash flow. The 9.4% yield and 1.74 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $30,115 over five years, and $1,004/yr in principal reduction supplements cash return. Total projected cumulative return: $55,533.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.2% |
| Monthly Cash Flow | $223 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $854 |
| Total Monthly Debt Service | $587 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1943
1.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25015, Belle, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,928 (100%) |
| Owner Occupied HU | 1,154 (59.9%) |
| Renter Occupied HU | 477 (24.7%) |
| Vacant Housing Units | 297 (15.4%) |
| Median Home Value | $126,339 |
| Average Home Value | $178,438 |
Housing Distribution
Address Breakdown
Residential
1,802
Single Family
1,796
Multi-Family
6
Businesses
131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1943
1.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25015, Belle, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,928 (100%) |
| Owner Occupied HU | 1,154 (59.9%) |
| Renter Occupied HU | 477 (24.7%) |
| Vacant Housing Units | 297 (15.4%) |
| Median Home Value | $126,339 |
| Average Home Value | $178,438 |
Housing Distribution
Address Breakdown
Residential
1,802
Single Family
1,796
Multi-Family
6
Businesses
131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: KVBR
Mls ID: #282584