19285 State Rd NW #12BristolFL32321
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 19285 State Rd NW #12, Bristol, FL, 32321 in Bristol speaks for itself: 24.32% gross on a $105,000 price, generating $2,128/mo in rent and $1,431/mo in net income after the $472/mo debt service. DSCR 4.51, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $17,170 stacks alongside $29,010 in projected five-year appreciation and $967/yr in principal reduction. Projected total cumulative return: $132,171.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 24.3% | 7.0% |
| Monthly Cash Flow | $1,431 | $200 |
City averages based on Bristol market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,128 |
| Total Monthly Debt Service | $655 |
| DSCR Ratio | 3.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32321, Bristol, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,317 (100%) |
| Owner Occupied HU | 1,408 (60.8%) |
| Renter Occupied HU | 366 (15.8%) |
| Vacant Housing Units | 543 (23.4%) |
| Median Home Value | $181,434 |
| Average Home Value | $241,462 |
Housing Distribution
Address Breakdown
Residential
1,854
Single Family
1,854
Multi-Family
0
Businesses
133
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1958
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32321, Bristol, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,317 (100%) |
| Owner Occupied HU | 1,408 (60.8%) |
| Renter Occupied HU | 366 (15.8%) |
| Vacant Housing Units | 543 (23.4%) |
| Median Home Value | $181,434 |
| Average Home Value | $241,462 |
Housing Distribution
Address Breakdown
Residential
1,854
Single Family
1,854
Multi-Family
0
Businesses
133
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: R. Travis Sykes • 850 Hometown Realty
Mls Name: TBR
Mls Provider:
Mls ID: #386851
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.