19235 Cross Ridge DrGermantownMD20874








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Germantown at 19235 Cross Ridge Dr, Germantown, MD, 20874 uses $140,888 cash to close to unlock $4,571/yr annual cash flow and $381/mo monthly cash flow. Total monthly income runs $3,024/mo, and a $2,080/mo payment keeps the spread at $381/mo. Purchase price stands at $425,000, and rental yield measures 8.54% with $3,024/mo rent. Return on cash invested shows 23.15% in year one, and 5% annual appreciation builds toward $117,420 over five years. Five-year ROI reaches 120.27% and total cumulative return in cash records $169,445. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,024/mo property income covering a $2,080/mo payment rather than investor’s personal income.
Townhouse
Built in 1990
1,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20874, Germantown, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,362 (100%) |
| Owner Occupied HU | 14,669 (60.2%) |
| Renter Occupied HU | 8,767 (36.0%) |
| Vacant Housing Units | 926 ( 3.8%) |
| Median Home Value | $481,522 |
| Average Home Value | $561,766 |
Housing Distribution
Address Breakdown
Residential
24,451
Single Family
17,681
Multi-Family
6,770
Businesses
632
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Listed by: Manal Idrissi • Long & Foster Real Estate, Inc.
Mls Name: Bright MLS
Mls ID: #MDMC2197850






