19204 Hempstone AvePoolesvilleMD20837
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 19204 Hempstone Ave, Poolesville, MD, 20837 in Poolesville earns a 8.45% gross yield at $589,995. Rent of $4,153/mo nets $484/mo after the $2,653/mo mortgage. The 1.57 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $163,005 and $5,434/yr in equity accumulation project a total cumulative return of $254,951.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 5.2% |
| Monthly Cash Flow | $484 | $450 |
City averages based on Poolesville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,153 |
| Total Monthly Debt Service | $3,435 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20837, Poolesville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,260 (100%) |
| Owner Occupied HU | 1,934 (85.6%) |
| Renter Occupied HU | 232 (10.3%) |
| Vacant Housing Units | 94 ( 4.2%) |
| Median Home Value | $745,991 |
| Average Home Value | $803,370 |
Housing Distribution
Address Breakdown
Residential
2,336
Single Family
2,336
Multi-Family
0
Businesses
177
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20837, Poolesville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,260 (100%) |
| Owner Occupied HU | 1,934 (85.6%) |
| Renter Occupied HU | 232 (10.3%) |
| Vacant Housing Units | 94 ( 4.2%) |
| Median Home Value | $745,991 |
| Average Home Value | $803,370 |
Housing Distribution
Address Breakdown
Residential
2,336
Single Family
2,336
Multi-Family
0
Businesses
177
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices