192 W Main StWestboroughMA01581
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 192 W Main St, Westborough, MA, 01581 in Westborough worth study. Rental yield 5.79%. The 5.79% gross yield is below cash-flow benchmarks at $1,499,900, but 5% annual appreciation, adding $414,395 over five years, frames this as a capital growth position. Rent of $7,232/mo partially offsets the $6,744/mo payment. Ziffy Mortgage finances appreciation-play properties (1.07 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $426,540.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 5.2% |
| Monthly Cash Flow | $(2,221) | $850 |
City averages based on Westborough market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,232 |
| Total Monthly Debt Service | $8,857 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1772
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01581, Westborough, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,716 (100%) |
| Owner Occupied HU | 5,117 (58.7%) |
| Renter Occupied HU | 3,209 (36.8%) |
| Vacant Housing Units | 390 ( 4.5%) |
| Median Home Value | $676,794 |
| Average Home Value | $717,525 |
Housing Distribution
Address Breakdown
Residential
8,381
Single Family
5,962
Multi-Family
2,419
Businesses
1,262
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1772
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01581, Westborough, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,716 (100%) |
| Owner Occupied HU | 5,117 (58.7%) |
| Renter Occupied HU | 3,209 (36.8%) |
| Vacant Housing Units | 390 ( 4.5%) |
| Median Home Value | $676,794 |
| Average Home Value | $717,525 |
Housing Distribution
Address Breakdown
Residential
8,381
Single Family
5,962
Multi-Family
2,419
Businesses
1,262
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Richard Wilcox • Distinctly New England
Mls Name: MLS PIN
Mls ID: #73449582