36 South StGraftonMA01519
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 36 South St, Grafton, MA, 01519 in Grafton earns a 8.44% gross yield at $875,000. Rent of $6,151/mo nets $636/mo after the $3,935/mo mortgage. The 1.56 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $241,746 and $8,059/yr in equity accumulation project a total cumulative return of $373,115.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.5% |
| Monthly Cash Flow | $636 | $320 |
City averages based on Grafton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,151 |
| Total Monthly Debt Service | $5,167 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1820
0.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01519, Grafton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,751 (100%) |
| Owner Occupied HU | 2,144 (77.9%) |
| Renter Occupied HU | 547 (19.9%) |
| Vacant Housing Units | 60 ( 2.2%) |
| Median Home Value | $666,293 |
| Average Home Value | $682,451 |
Housing Distribution
Address Breakdown
Residential
2,655
Single Family
2,639
Multi-Family
16
Businesses
107
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1820
0.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01519, Grafton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,751 (100%) |
| Owner Occupied HU | 2,144 (77.9%) |
| Renter Occupied HU | 547 (19.9%) |
| Vacant Housing Units | 60 ( 2.2%) |
| Median Home Value | $666,293 |
| Average Home Value | $682,451 |
Housing Distribution
Address Breakdown
Residential
2,655
Single Family
2,639
Multi-Family
16
Businesses
107
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joyce Loretta Kelley • ERA Key Realty Services - Westborough
Mls Name: MLS PIN
Mls ID: #73387559