1918 Suman AveDaytonOH45403
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow1918 Suman Ave, Dayton, OH, 45403 in Dayton earns its strong cash-flow label: 13.8% yield, $1,333/mo rent, $532/mo net income, DSCR 2.56. The $115,900 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $32,021 by year five. Combined with $1,067/yr in principal paydown, total projected return reaches $78,547.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.8% | 8.1% |
| Monthly Cash Flow | $532 | $450 |
City averages based on Dayton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,333 |
| Total Monthly Debt Service | $755 |
| DSCR Ratio | 1.76x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
7,448 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45403, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,031 (100%) |
| Owner Occupied HU | 2,662 (37.9%) |
| Renter Occupied HU | 3,293 (46.8%) |
| Vacant Housing Units | 1,076 (15.3%) |
| Median Home Value | $80,714 |
| Average Home Value | $125,264 |
Housing Distribution
Address Breakdown
Residential
6,243
Single Family
5,847
Multi-Family
396
Businesses
383
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
7,448 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45403, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,031 (100%) |
| Owner Occupied HU | 2,662 (37.9%) |
| Renter Occupied HU | 3,293 (46.8%) |
| Vacant Housing Units | 1,076 (15.3%) |
| Median Home Value | $80,714 |
| Average Home Value | $125,264 |
Housing Distribution
Address Breakdown
Residential
6,243
Single Family
5,847
Multi-Family
396
Businesses
383
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ellen Henderson • Irongate Inc.
Mls Name: DABR MLS
Mls Provider:
Mls ID: #934249
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright Dayton Area Board of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.