1913 Stella StMountain ViewCA94043
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play1913 Stella St, Mountain View, CA, 94043 in Mountain View is priced for appreciation, not yield. Rental yield 2.84%. At $1,718,000 with a 2.84% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $474,652 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.53) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $150,194.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.8% | 4.5% |
| Monthly Cash Flow | $(7,878) | $1,500 |
City averages based on Mountain View market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,068 |
| Total Monthly Debt Service | $11,263 |
| DSCR Ratio | 0.36x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2017
N/A lot
$N/A/sqft
$408 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94043, Mountain View, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,808 (100%) |
| Owner Occupied HU | 6,155 (38.9%) |
| Renter Occupied HU | 8,321 (52.6%) |
| Vacant Housing Units | 1,332 ( 8.4%) |
| Median Home Value | $1,772,560 |
| Average Home Value | $1,663,473 |
Housing Distribution
Address Breakdown
Residential
14,295
Single Family
8,759
Multi-Family
5,536
Businesses
1,133
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2017
N/A lot
$N/A/sqft
$408 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94043, Mountain View, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,808 (100%) |
| Owner Occupied HU | 6,155 (38.9%) |
| Renter Occupied HU | 8,321 (52.6%) |
| Vacant Housing Units | 1,332 ( 8.4%) |
| Median Home Value | $1,772,560 |
| Average Home Value | $1,663,473 |
Housing Distribution
Address Breakdown
Residential
14,295
Single Family
8,759
Multi-Family
5,536
Businesses
1,133
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices