1910 Cottonwood WaySan AntonioTX78253
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1910 Cottonwood Way, San Antonio, TX, 78253 in San Antonio speaks for itself: 11.5% gross on a $497,500 price, generating $4,766/mo in rent and $1,189/mo in net income after the $2,237/mo debt service. DSCR 2.13, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $14,263 stacks alongside $137,450 in projected five-year appreciation and $4,582/yr in principal reduction. Projected total cumulative return: $267,310.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 5.8% |
| Monthly Cash Flow | $1,189 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,766 |
| Total Monthly Debt Service | $3,380 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2017
8,398 sqft lot
$N/A/sqft
$480 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78253, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 31,920 (100%) |
| Owner Occupied HU | 24,381 (76.4%) |
| Renter Occupied HU | 5,603 (17.6%) |
| Vacant Housing Units | 1,936 ( 6.1%) |
| Median Home Value | $369,806 |
| Average Home Value | $387,104 |
Housing Distribution
Address Breakdown
Residential
32,575
Single Family
27,445
Multi-Family
5,130
Businesses
550
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2017
8,398 sqft lot
$N/A/sqft
$480 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78253, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 31,920 (100%) |
| Owner Occupied HU | 24,381 (76.4%) |
| Renter Occupied HU | 5,603 (17.6%) |
| Vacant Housing Units | 1,936 ( 6.1%) |
| Median Home Value | $369,806 |
| Average Home Value | $387,104 |
Housing Distribution
Address Breakdown
Residential
32,575
Single Family
27,445
Multi-Family
5,130
Businesses
550
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices