1908 Fairfield DrDaltonGA30720
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 1908 Fairfield Dr, Dalton, GA, 30720 in Dalton is narrow, $30/mo net on $2,387/mo rent after the $1,729/mo debt service, but the property operates at break-even-plus, not a loss. At $384,500 with a 7.45% yield, the long-run equity case via 5% appreciation ($106,230 over five years) and $3,541/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.38 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $148,652.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 8.2% |
| Monthly Cash Flow | $30 | $300 |
City averages based on Dalton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,387 |
| Total Monthly Debt Service | $2,187 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30720, Dalton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,321 (100%) |
| Owner Occupied HU | 5,767 (50.9%) |
| Renter Occupied HU | 4,449 (39.3%) |
| Vacant Housing Units | 1,105 ( 9.8%) |
| Median Home Value | $283,626 |
| Average Home Value | $323,829 |
Housing Distribution
Address Breakdown
Residential
10,354
Single Family
8,633
Multi-Family
1,721
Businesses
1,360
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30720, Dalton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,321 (100%) |
| Owner Occupied HU | 5,767 (50.9%) |
| Renter Occupied HU | 4,449 (39.3%) |
| Vacant Housing Units | 1,105 ( 9.8%) |
| Median Home Value | $283,626 |
| Average Home Value | $323,829 |
Housing Distribution
Address Breakdown
Residential
10,354
Single Family
8,633
Multi-Family
1,721
Businesses
1,360
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices