1906 Whitlock DrBentonAR72015
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 1906 Whitlock Dr, Benton, AR, 72015 in Benton delivers $1,946/mo in gross rent and $507/mo in net monthly income at a $239,500 entry. The 9.75% yield and 1.81 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $66,169 over five years and $2,206/yr in equity from loan paydown, total projected return is $123,238.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 6.8% |
| Monthly Cash Flow | $507 | $450 |
City averages based on Benton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,946 |
| Total Monthly Debt Service | $1,344 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72015, Benton, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,335 (100%) |
| Owner Occupied HU | 7,614 (61.7%) |
| Renter Occupied HU | 3,700 (30.0%) |
| Vacant Housing Units | 1,021 ( 8.3%) |
| Median Home Value | $202,609 |
| Average Home Value | $229,350 |
Housing Distribution
Address Breakdown
Residential
11,704
Single Family
11,391
Multi-Family
313
Businesses
876
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72015, Benton, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,335 (100%) |
| Owner Occupied HU | 7,614 (61.7%) |
| Renter Occupied HU | 3,700 (30.0%) |
| Vacant Housing Units | 1,021 ( 8.3%) |
| Median Home Value | $202,609 |
| Average Home Value | $229,350 |
Housing Distribution
Address Breakdown
Residential
11,704
Single Family
11,391
Multi-Family
313
Businesses
876
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices