1906 Ruth StScottsboroAL35769








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Scottsboro at 1906 Ruth St, Scottsboro, AL, 35769 with 5% annual appreciation on a $271,600 basis while $2,412/mo rent supports operations. Total monthly income totals $2,412/mo and a $1,329/mo payment preserves $809/mo for cash returns. Annual cash flow comes to $9,712/yr on $90,035 deployed, and return on cash invested reaches 30.7% in year one. Equity gained on principal adds $1,753/yr, and five-year appreciation sums $75,038 alongside rental yield of 10.66%. Five-year ROI measures 160.34% and total cumulative return in cash totals $144,359.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,412/mo property income versus a $1,329/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1974
0.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35769, Scottsboro, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,570 (100%) |
| Owner Occupied HU | 3,506 (62.9%) |
| Renter Occupied HU | 1,334 (23.9%) |
| Vacant Housing Units | 730 (13.1%) |
| Median Home Value | $217,774 |
| Average Home Value | $315,491 |
Housing Distribution
Address Breakdown
Residential
5,334
Single Family
4,456
Multi-Family
878
Businesses
222
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