1906 County Road 326Flat RockAL35966
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Flat Rock at 1906 County Road 326, Flat Rock, AL, 35966 uses $46,410 cash to close to unlock $3,432/yr annual cash flow and $286/mo monthly cash flow. Total monthly income runs $1,076/mo, and a $685/mo payment keeps the spread at $286/mo. Purchase price stands at $140,000, and rental yield measures 9.22% with $1,076/mo rent. Return on cash invested shows 27.3% in year one, and 5% annual appreciation builds toward $38,679 over five years. Five-year ROI reaches 141.79% and total cumulative return in cash records $65,806. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,076/mo property income covering a $685/mo payment rather than investor’s personal income.
Manufactured
Built in 1997
1.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35966, Flat Rock, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,649 (100%) |
| Owner Occupied HU | 1,240 (75.2%) |
| Renter Occupied HU | 265 (16.1%) |
| Vacant Housing Units | 144 ( 8.7%) |
| Median Home Value | $147,692 |
| Average Home Value | $190,710 |
Housing Distribution
Address Breakdown
Residential
1,659
Single Family
1,635
Multi-Family
24
Businesses
62
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Listed by: Skyler Vaughn • Real Broker
Mls Name: Greater Chattanooga Realtors
Mls ID: #1505092
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