190 Powell RdClay CityKY40312








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Clay City at 190 Powell Rd, Clay City, KY, 40312 with 5% annual appreciation on a $195,000 basis while $1,348/mo rent supports operations. Total monthly income totals $1,348/mo and a $954/mo payment preserves $162/mo for cash returns. Annual cash flow comes to $1,939/yr on $64,643 deployed, and return on cash invested reaches 22.91% in year one. Equity gained on principal adds $1,258/yr, and five-year appreciation sums $53,875 alongside rental yield of 8.3%. Five-year ROI measures 118.82% and total cumulative return in cash totals $76,810.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,348/mo property income versus a $954/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1986
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40312, Clay City, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,577 (100%) |
| Owner Occupied HU | 1,670 (64.8%) |
| Renter Occupied HU | 644 (25.0%) |
| Vacant Housing Units | 263 (10.2%) |
| Median Home Value | $178,030 |
| Average Home Value | $208,909 |
Housing Distribution
Address Breakdown
Residential
2,313
Single Family
2,313
Multi-Family
0
Businesses
109
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Listed by: Whitney Thorpe • Sandy Stuart Realty
Mls Name: Bluegrass REALTORS
Mls Provider:
Mls ID: #24021514
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.







