190 Main StSebewaingMI48759
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 190 Main St, Sebewaing, MI, 48759 in Sebewaing deserves attention. This $125,900 property earns $1,382/mo in rent, a 13.18% gross yield, and nets $552/mo after the $566/mo payment. DSCR 2.44 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $34,784 compounds alongside $1,160/yr in yearly equity build, for a total cumulative return of $83,462.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.2% | 7.5% |
| Monthly Cash Flow | $552 | $320 |
City averages based on Sebewaing market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,382 |
| Total Monthly Debt Service | $780 |
| DSCR Ratio | 1.77x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48759, Sebewaing, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,673 (100%) |
| Owner Occupied HU | 1,151 (68.8%) |
| Renter Occupied HU | 250 (14.9%) |
| Vacant Housing Units | 272 (16.3%) |
| Median Home Value | $126,151 |
| Average Home Value | $168,093 |
Housing Distribution
Address Breakdown
Residential
1,497
Single Family
1,431
Multi-Family
66
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48759, Sebewaing, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,673 (100%) |
| Owner Occupied HU | 1,151 (68.8%) |
| Renter Occupied HU | 250 (14.9%) |
| Vacant Housing Units | 272 (16.3%) |
| Median Home Value | $126,151 |
| Average Home Value | $168,093 |
Housing Distribution
Address Breakdown
Residential
1,497
Single Family
1,431
Multi-Family
66
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
