








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Rental property for sale in Clay at 19 Russell St, Clay, KY, 42404 priced at $239,000 converts $1,763/mo rent into $308/mo cash flow after a $1,170/mo obligation. Total monthly income equals $1,763/mo, and annual cash flow totals $3,698/yr on $79,229 invested. Return on cash invested prints 24.58% in year one, and rental yield reads 8.85% against a $239,000 entry. Equity gained on principal adds $1,542/yr, while 5% annual appreciation compiles into $66,031 by year five. Five-year ROI reaches 127.8% and total cumulative return in cash sums $101,256. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $1,763/mo property income covering a $1,170/mo payment, not borrower’s personal income.
Single Family
Built in 1974
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 42404, Clay, KY area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,116 (100%) |
| Owner Occupied HU | 759 (68.0%) |
| Renter Occupied HU | 206 (18.5%) |
| Vacant Housing Units | 151 (13.5%) |
| Median Home Value | $116,518 |
| Average Home Value | $200,807 |
Residential
936
Single Family
936
Multi-Family
0
Businesses
46
Date | Event | Price |
|---|---|---|
| 2025-09-11 | Listed for sale | $239,000 |
| 2025-09-10 | Listing removed | N/A |
| 2025-07-25 | Listed for sale | $244,000 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2020-09-15 | $712.75 | 2.48% | $100,300 | N/A |
| 2019-09-15 | $695.48 | -2.53% | $100,300 | N/A |
| 2018-09-15 | $713.52 | 2.81% | $100,300 | N/A |



Listed by: Landon Black • BHG Realty
Mls Name: HAMLS
Mls Provider:
Mls ID: #250509
Disclaimer: IDX information is provided exclusively for consumers personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that data is deemed reliable but is not guaranteed accurate by the MLS.