8701 Highway 416 WRobardsKY42452
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 8701 Highway 416 W, Robards, KY, 42452 in Robards is capital appreciation. Rental yield 3.43%. The 3.43% gross yield at $209,900 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $57,992 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.64) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $35,902.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.4% | 8.2% |
| Monthly Cash Flow | $(677) | $850 |
City averages based on Robards market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $600 |
| Total Monthly Debt Service | $1,194 |
| DSCR Ratio | 0.50x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
0.66 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42452, Robards, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,009 (100%) |
| Owner Occupied HU | 786 (77.9%) |
| Renter Occupied HU | 127 (12.6%) |
| Vacant Housing Units | 96 ( 9.5%) |
| Median Home Value | $207,670 |
| Average Home Value | $248,661 |
Housing Distribution
Address Breakdown
Residential
846
Single Family
846
Multi-Family
0
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
0.66 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42452, Robards, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,009 (100%) |
| Owner Occupied HU | 786 (77.9%) |
| Renter Occupied HU | 127 (12.6%) |
| Vacant Housing Units | 96 ( 9.5%) |
| Median Home Value | $207,670 |
| Average Home Value | $248,661 |
Housing Distribution
Address Breakdown
Residential
846
Single Family
846
Multi-Family
0
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices