19 Emerson TerLloydNY12528








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Lloyd at 19 Emerson Ter, Lloyd, NY, 12528 uses $184,964 cash to close to unlock $13,193/yr annual cash flow and $1,099/mo monthly cash flow. Total monthly income runs $4,854/mo, and a $2,752/mo payment keeps the spread at $1,099/mo. Purchase price stands at $562,200, and rental yield measures 10.36% with $4,854/mo rent. Return on cash invested shows 27.19% in year one, and 5% annual appreciation builds toward $155,325 over five years. Five-year ROI reaches 142.53% and total cumulative return in cash records $263,628. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $4,854/mo property income covering a $2,752/mo payment rather than investor’s personal income.
Single Family
Built in 2021
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12528, Highland, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,250 (100%) |
| Owner Occupied HU | 3,785 (60.6%) |
| Renter Occupied HU | 1,968 (31.5%) |
| Vacant Housing Units | 497 ( 8.0%) |
| Median Home Value | $415,318 |
| Average Home Value | $438,996 |
Housing Distribution
Address Breakdown
Residential
5,711
Single Family
5,431
Multi-Family
280
Businesses
436
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices











