1899 Railroad STREETRichfieldWI53076
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1899 Railroad STREET, Richfield, WI, 53076 in Richfield speaks for itself: 11.22% gross on a $239,900 price, generating $2,243/mo in rent and $633/mo in net income after the $1,079/mo debt service. DSCR 2.08, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,593 stacks alongside $66,280 in projected five-year appreciation and $2,210/yr in principal reduction. Projected total cumulative return: $132,285.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 6.2% |
| Monthly Cash Flow | $633 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,243 |
| Total Monthly Debt Service | $1,515 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1890
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53076, Richfield, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,543 (100%) |
| Owner Occupied HU | 1,402 (90.9%) |
| Renter Occupied HU | 112 ( 7.3%) |
| Vacant Housing Units | 29 ( 1.9%) |
| Median Home Value | $498,526 |
| Average Home Value | $531,469 |
Housing Distribution
Address Breakdown
Residential
1,434
Single Family
1,434
Multi-Family
0
Businesses
182
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1890
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53076, Richfield, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,543 (100%) |
| Owner Occupied HU | 1,402 (90.9%) |
| Renter Occupied HU | 112 ( 7.3%) |
| Vacant Housing Units | 29 ( 1.9%) |
| Median Home Value | $498,526 |
| Average Home Value | $531,469 |
Housing Distribution
Address Breakdown
Residential
1,434
Single Family
1,434
Multi-Family
0
Businesses
182
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices