189 Cummings StRochesterNY14609
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Rochester at 189 Cummings St, Rochester, NY, 14609 offers a 12.05% rental yield on a $180,000 purchase with $1,808/mo rent. Total monthly income registers $1,808/mo, and a $881/mo payment leaves $606/mo available for distribution. Annual cash flow reaches $7,272/yr on $59,670 to close, and return on cash invested stands at 32.1% in year one. Equity gained on principal adds $1,162/yr while 5% annual appreciation supports $49,731 over five years. Portfolio math shows five-year ROI at 168.84% and total cumulative return in cash at $100,745. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,808/mo property income against a $881/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1910
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14609, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,305 (100%) |
| Owner Occupied HU | 10,153 (52.6%) |
| Renter Occupied HU | 7,921 (41.0%) |
| Vacant Housing Units | 1,231 ( 6.4%) |
| Median Home Value | $165,149 |
| Average Home Value | $213,857 |
Housing Distribution
Address Breakdown
Residential
18,135
Single Family
16,526
Multi-Family
1,609
Businesses
857
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