1886 Genesee StPiffardNY14533
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Piffard rentals match the income profile of 1886 Genesee St, Piffard, NY, 14533. Listed at $329,500, gross rent is $3,222/mo and net cash flow is $1,022/mo, a 11.73% yield well above national averages. DSCR 2.17 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $91,035 by year five with $3,035/yr in annual principal reduction, projecting $191,383 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 6.2% |
| Monthly Cash Flow | $1,022 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,222 |
| Total Monthly Debt Service | $2,069 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1835
7 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14533, Piffard, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 790 (100%) |
| Owner Occupied HU | 629 (79.6%) |
| Renter Occupied HU | 117 (14.8%) |
| Vacant Housing Units | 44 ( 5.6%) |
| Median Home Value | $210,491 |
| Average Home Value | $390,338 |
Housing Distribution
Address Breakdown
Residential
596
Single Family
596
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1835
7 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14533, Piffard, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 790 (100%) |
| Owner Occupied HU | 629 (79.6%) |
| Renter Occupied HU | 117 (14.8%) |
| Vacant Housing Units | 44 ( 5.6%) |
| Median Home Value | $210,491 |
| Average Home Value | $390,338 |
Housing Distribution
Address Breakdown
Residential
596
Single Family
596
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lucas DeVelder • RE/MAX Hometown Choice
Mls Name: NYSAMLSs
Mls Provider:
Mls ID: #R1625970
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