1885 Mount Monroe DrBerthoudCO80513
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow1885 Mount Monroe Dr, Berthoud, CO, 80513 in Berthoud earns its strong cash-flow label: 10.89% yield, $5,398/mo rent, $1,848/mo net income, DSCR 2.02. The $594,865 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $164,350 by year five. Combined with $5,479/yr in principal paydown, total projected return reaches $343,910.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.2% |
| Monthly Cash Flow | $1,848 | $250 |
City averages based on Berthoud market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,398 |
| Total Monthly Debt Service | $3,313 |
| DSCR Ratio | 1.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
1,750 sqft lot
$N/A/sqft
$1,000 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80513, Berthoud, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,583 (100%) |
| Owner Occupied HU | 6,320 (83.3%) |
| Renter Occupied HU | 901 (11.9%) |
| Vacant Housing Units | 362 ( 4.8%) |
| Median Home Value | $641,396 |
| Average Home Value | $714,195 |
Housing Distribution
Address Breakdown
Residential
7,558
Single Family
7,510
Multi-Family
48
Businesses
502
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
1,750 sqft lot
$N/A/sqft
$1,000 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80513, Berthoud, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,583 (100%) |
| Owner Occupied HU | 6,320 (83.3%) |
| Renter Occupied HU | 901 (11.9%) |
| Vacant Housing Units | 362 ( 4.8%) |
| Median Home Value | $641,396 |
| Average Home Value | $714,195 |
Housing Distribution
Address Breakdown
Residential
7,558
Single Family
7,510
Multi-Family
48
Businesses
502
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jodi Bright • DR Horton Realty LLC
Mls Name: IRES
Mls Provider:
Mls ID: #1037341
Disclaimer: Information source: Information and Real Estate Services, LLC. Provided for limited non-commercial use only under IRES Rules Copyright IRES. Listing information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS.