188 Spruce Ln, Poca, WV, 25159 | $903/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Poca at 188 Spruce Ln, Poca, WV, 25159 offers a 12.59% rental yield on a $199,000 purchase with $2,088/mo rent. Total monthly income registers $2,088/mo, and a $974/mo payment leaves $903/mo available for distribution. Annual cash flow reaches $10,839/yr on $65,969 to close, and return on cash invested stands at 36.34% in year one. Equity gained on principal adds $1,284/yr while 5% annual appreciation supports $54,980 over five years. Portfolio math shows five-year ROI at 190.7% and total cumulative return in cash at $125,802. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,088/mo property income against a $974/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1978

8,276 sqft lot

$N/A/sqft

$400 annually HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 25159, Poca, WV area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	2,267 (100%)
Owner Occupied HU	1,689 (74.5%)
Renter Occupied HU	341 (15.0%)
Vacant Housing Units	237 (10.5%)
Median Home Value	$161,756
Average Home Value	$191,979