1872 Snowflower PlTracyCA95377
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 1872 Snowflower Pl, Tracy, CA, 95377 in Tracy. At $742,995 it earns $5,183/mo in rent and distributes $212/mo to the owner after the $3,341/mo payment, a consistent 8.37% yield. DSCR 1.55 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $205,276 in value; $6,843/yr in principal paydown compounds ownership stake. Total projected return: $296,996.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 5.0% |
| Monthly Cash Flow | $212 | $300 |
City averages based on Tracy market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,183 |
| Total Monthly Debt Service | $4,676 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
4,699 sqft lot
$N/A/sqft
$375 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95377, Tracy, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,162 (100%) |
| Owner Occupied HU | 8,848 (72.8%) |
| Renter Occupied HU | 2,817 (23.2%) |
| Vacant Housing Units | 497 ( 4.1%) |
| Median Home Value | $780,637 |
| Average Home Value | $808,289 |
Housing Distribution
Address Breakdown
Residential
11,830
Single Family
10,711
Multi-Family
1,119
Businesses
302
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
4,699 sqft lot
$N/A/sqft
$375 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95377, Tracy, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,162 (100%) |
| Owner Occupied HU | 8,848 (72.8%) |
| Renter Occupied HU | 2,817 (23.2%) |
| Vacant Housing Units | 497 ( 4.1%) |
| Median Home Value | $780,637 |
| Average Home Value | $808,289 |
Housing Distribution
Address Breakdown
Residential
11,830
Single Family
10,711
Multi-Family
1,119
Businesses
302
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices